In today's business world having a New York General Liability Policy may not be enough. Depending on the type of business you operate, you could be at risk from one of the increasing number of lawsuits that are filed each year or some other unforeseen occurrence.
Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. Not having enough coverage for your business in Melville, New York and surrounding areas could leave your business vulnerable.
Umbrella Coverage Options in Melville, New York
How much insurance coverage does your business need? There are a number of factors to consider.
- Type of business you own
- Type of coverage you have in place already
- The assets you're looking to protect
- Any risks that are not completely covered
Without the proper umbrella coverage, business owners may have to pay out of pocket for lawsuits, medical expenses or other damages that their current policy doesn't cover. So give us a call today to find out more about commercial umbrella insurance in Melville New York including the Astoria, Brooklyn, Eastchester, Manhattan, and Queens areas.